• Skip to primary navigation
  • Skip to header navigation
  • Skip to footer navigation
  • Skip to content
  • Skip to primary sidebar
  • Skip to footer
Display Search Bar
  • About
  • Contact
  • Subscribe
Follow 5 Minutes For Mom on Facebook Follow 5 Minutes For Mom on Twitter Follow 5 Minutes For Mom on Pinterest Follow 5 Minutes For Mom on Instagram Follow 5 Minutes For Mom on YouTube Follow 5 Minutes For Mom via RSS

5 Minutes for Mom

Main navigation

  • Home
  • Recipes
    • Course
      • Breakfast and Brunch
      • Snack
      • Lunch
      • Appetizer
      • Dinner
      • Dessert
    • Ingredient
      • Apple
      • Beef
      • Blueberry
      • Chicken
      • Chocolate
      • Cranberry
      • Peach
      • Pumpkin
      • Squash
      • Strawberry
      • Tomato
      • Vegetables
      • Zucchini
    • Method
      • Air Fryer
      • Baking
      • Grilling
      • Instant Pot
      • No Bake
      • One Dish
      • Slow Cooker
    • Type
      • Breads and Rolls
      • Cakes and Muffins
      • Condiments
      • Cookies and Bars
      • Drinks
      • Food for Kids
      • Gluten-Free
      • Main Dish
      • Pies and Crisps
      • Salads
      • Sandwiches and Wraps
      • Side Dishes
      • Smoothies
      • Soup
  • Crafts & DIY
    • Crafts
    • DIY
    • Kids Crafts
    • Printables
    • Scrapbooking
    • Sewing
  • Family Life
    • Giveaways
    • Lifestyle
    • Marriage
    • Motherhood
    • Parenting
    • Pet Care
    • Special Needs
    • Time Management
    • Travel
  • Holidays
    • New Year’s
    • Valentine’s Day
    • St. Patrick’s Day
    • Easter
    • Mother’s Day
    • Fourth of July
    • Halloween
    • Thanksgiving
    • Christmas

6 Things to Painlessly Cut from Your Budget to Save Money

October 13, 2016 by Susan

This post may contain affiliate links. Read my disclosure policy here.

ShareTweetPinPocketMail

Staying on budget is hard work. Recently a friend gave me some budgeting tips with me that I want to share with you.

6 Things to Painlessly Cut from Your Budget to Save Money

She reminded me that most of us spend money on things that are unnecessary. So saving money can easily be accomplished by simply cutting out some of those extra expenditures.

But how can you cut things from your budget without it hurting too much? Well, you need to choose the things that are not a requirement of course.

Here are six things that my friend recommended to cut from your budget to save money:

  1. Internet Service. No, she didn’t suggest you cut out your internet service, but consider choosing to step down in speed. Talk to your provider and see if you can save money with a different plan.
     
    But… if you do a lot of video streaming, gaming or working online, this plan might not work for you. Personally, since I work online, I want a good connection.
     
  2. Cable and/or Satellite Service. The average family in America spends close to $100 every month on television service. A simple way to save over $1000 per year is to cancel your television service and choose a streaming service such as Netflix. Pair Netflix with an antenna for local channels. By doing this, you will go from $100 per month to just $10.
     
    Confession… I have not given up my cable and I don’t think I will be anytime soon. However, I do agree that with Netflix and getting your news online, if you want to save cash, losing cable is a good option.
     
  3. Late fees. Something as simple as paying your bills on time can save money. Paying them even one day late will typically result in a late fee. These fees can be anywhere from $5 to $40 range and when you pay multiple bills late, these numbers add up quickly.
     
    That is a lot of money over the course of a year that you could be putting into your pocket.
     
  4. Gadgets. Too many people fall for the latest and greatest gadgets, spending hundreds of dollars in the process. When you do this every single year, these hundreds of dollars add up to thousands very quickly. When shopping for gadgets, one great option is to look for certified refurbished electronics. They come with warranties similar to do and work great. You could also shop online classified ads for used gadgets and phones.
     
    Shopping this way, you can save hundreds, plus you don’t have to sign up for a 1-2 year commitment.
     
  5. Interest charges. If you carry a balance on your credit cards, you are paying too much on interest. If you must carry a balance, it doesn’t hurt to ask for a decrease in your interest rate.
     
  6. Meat. Cutting out meat even once a week can save a significant amount of money. Cutting meat from a family’s diet can save $10 per week. That is $520 per year!

I have some friends that are amazing at budgeting, using coupons and other ways to save money.

For more ideas, check out our Saving Money Pinterest Board.

 

Pin it for Later

6 Things to Painlessly Cut from Your Budget to Save Money

 

Written by Susan Carraretto, co-founder of 5 Minutes for Mom
Talk with me: @5minutesformom and Facebook.com/5minutesformom
Pin with me at pinterest.com/5minutesformom

ShareTweetPinPocketMail
Women in STEM Halloween Costumes – Marie Curie and Rosalind Franklin
Pumpkin Oatmeal Breakfast Cookies Recipe

About Susan

Susan Carraretto and her identical twin, Janice Croze, created 5 Minutes for Mom in 2006. Susan loves all social media, but her top addiction these days is Pinterest.

Reader Interactions


Leave a Comment Cancel reply

Recipe Rating




This site uses Akismet to reduce spam. Learn how your comment data is processed.

2 Comments

  1. Micah @ MicahKlug.com says

    October 19, 2016 at 7:49 am

    These tips are wonderful, thank you for sharing! Other ways I have found to cut from our budget include how often our family eats out, buying generic brands instead of name-brand items (when possible), replacing paper towels with washcloths (yes this means for laundry, but we found this actually saves our family more money), and living as simple as possible.

    Reply
  2. Ana Sullivan from The Lost Apron says

    October 14, 2016 at 12:01 pm

    These are great tips. I downgraded my wifi by 2 levels and didn’t notice a thing! We got rid of the cable and got Hulu (we already had Netflix). I have pinned this to my Money Pinterest board: https://www.pinterest.com/thelostapron/money/

    Reply

Primary Sidebar

Bringing Moms Together

We are Janice and Susan, twin bloggers and work-at-home moms. We're here to inspire, encourage & empower you.

Meet Us…

Work With Us…

Subscribe via Email

to be first to read new posts

Trending Now

“You Color My World” Free Printable Valentines

“You Color My World” Free Printable Valentines

Oven Roasted Potatoes and Peppers Recipe

Oven Roasted Potatoes and Peppers Recipe

How To Use A Moka Pot – Discover The Secret To Making Amazing Coffee At Home

How To Use A Moka Pot – Discover The Secret To Making Amazing Coffee At Home

Get Outside and Play with Spray Chalk

Get Outside and Play with Spray Chalk

browse around

  • Posts by Susan
  • Posts by Janice
  • Favorite Recipes
  • Favorite Crafts
  • Giveaways
  • All Posts

Footer

Recipes

St. Patrick’s Day Sugar Cookies with a Clever Decorating Trick

St. Patrick’s Day Sugar Cookies with a Clever Decorating Trick

Traditional Irish Soda Bread Recipe and History

Traditional Irish Soda Bread Recipe and History

Easy Valentine Sugar Cookies

Easy Valentine Sugar Cookies

Crafts/DIY

“You Color My World” Free Printable Valentines

“You Color My World” Free Printable Valentines

Buddy the Elf Hat Pattern – How to Make an Elf Hat out of Felt

Buddy the Elf Hat Pattern – How to Make an Elf Hat out of Felt

20 Free Summer Printables For Kids

20 Free Summer Printables For Kids

Giveaways

Holiday Gift Guides and Christmas Giveaway 2024

Holiday Gift Guides and Christmas Giveaway 2024

Valentine’s Day Gifts For Women

Valentine’s Day Gifts For Women

REDEEMING LOVE Set to Strike Gold on the Big Screen #RedeemingLoveMovie

REDEEMING LOVE Set to Strike Gold on the Big Screen #RedeemingLoveMovie

Follow 5 Minutes For Mom on Facebook Follow 5 Minutes For Mom on Twitter Follow 5 Minutes For Mom on Pinterest Follow 5 Minutes For Mom on Instagram Follow 5 Minutes For Mom on YouTube Follow 5 Minutes For Mom via RSS
  • About
  • Contact
  • Work with Us
  • Privacy Policy
Copyright © 2025 5 Minutes for MomTheme by Melissa Rose Design and Once Coupled